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PRE-SALE PRICING ENDS SOON!

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MONEY BOSS

Take charge of your finances.

The step-by-step program to gain control of your money and develop an Action Plan that represents what's important to YOU!

FRUSTRATED WITH YOUR FINANCES?

YOU'RE TIRED OF FEELING RESTRICTED.

Big expenses always crop up and eat up all your savings.

You feel like you always have to stay home and miss events because you're trying to pay off debt.

After you pay bills and debt, there's no room in the budget for anything fun. Which makes the whole thing seem pointless.

YOU SHOULDN'T BE THIS BROKE.

You make a great salary and a work a side job, but you can't ever seem to get ahead.

On paper, you should have a good chunk of money left over at the end of the month. But in reality, there's never anything left.

Your take home income should be more than enough to pay debt, except it isn't.

YOU DON'T EVEN KNOW WHERE TO START.

You're not sure how to prioritize paying off debt versus building a savings account.

When your bills come in the mail, you avoid opening them as long as possible. You don't want to know what you spent last month.

You really need to turn things around. You make a decent living and have nothing to show for it.

IT SHOULDN'T BE THIS COMPLICATED.

You tried the cash envelope thing and it isn't for you. Too many categories and you're tired of carrying all that cash on you. And you were always forgetting to bring the appropriate cash envelope with you on your errands.

You tried a budgeting app, but it didn't work the way it was supposed to. The accounts wouldn’t sync up properly and your transactions were being miscategorized.

 

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Failing to plan is planning to fail.

- Alan Lakein -

YOU ARE IN CHARGE. NOT YOUR MONEY.

IT'S TIME TO STOP LETTING MONEY CONTROL YOUR LIFE.

THE SIMPLICITY OF A STEP-BY-STEP COURSE

Learning how to manage your finances can be overwhelming.

I break it down into small steps so you can learn at whatever pace is best for YOU.

Each lesson covers one small step and you'll complete a corresponding activity in the workbook to apply what you've learned. 

YOU'LL BUILD A BUDGET YOU CAN STICK TO

Creating a budget doesn't do you any good if it's too complicated or leaves you feeling deprived.  

With my practical strategies for budgeting, you'll create a budget best suited for your unique needs.

Maybe you like to have lots of categories so you can accurately track your spending. Or maybe you prefer to keep your budget as simple as possible. Either method is totally okay!

Most importantly, we'll be sure your budget includes some room for the things you enjoy! 

YOU'LL CREATE A PLAN TO CONQUER DEBT

Even small additional payments can greatly reduce your interest costs and payoff time frame.

  • A $5,000 credit card debt (at 15% interest) with $100 minimum payments will take over 6 years to pay off at a cost of over $2,500 in interest.
  • By increasing the payment to $150, the debt would be paid off under 4 years and you'd save over $1,000 in interest charges!

Once you have a plan, you'll be motivated to keep making progress instead of just paying minimums.

YOU'LL HAVE PEACE OF MIND 

It's not a matter of IF Murphy's Law will strike, but WHEN. Once you have an emergency fund in place, you'll know you can cover what life throws your way. 

You'll be free of the dependence on credit cards for every little unexpected expense.

YOU CALL THE SHOTS

There's no one size fits all approach to personal finance.

You choose what's important to you. You'll have the knowledge and confidence to make the best financial choices for your personal situation.

Want to pay off debt and build your savings at the same time? That's great!

Want to pay off your credit cards early but not your mortgage? That's okay too!

And if you ever want a second opinion, you can always ask in our Facebook group! 

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EASY STEP-BY-STEP PROCESS: 

"Taking charge of your finances sounds easy, but the reality is not. This course has everything I recommend to my readers and clients! From working your mindset and finances to get getting rid of debt, Kristina breaks it down in a way that makes sense and it works!"

- Joyce, mystayathomeadventures.com

 
 
 
 
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THE CLARITY YOU NEED: 

"I made a decent income, but my paycheck was always gone as soon as it came in. Once Kristina helped me identify my priorities, it was like a light bulb went off. The rest of the pieces fell into place easily. Kristina helped me evaluate my spending, get started on a budget, and now I'm finally making progress on my legal debts. I can't thank you enough!"

- Tara, financial coaching client

 
 
 
 

SIMPLE CHANGES, BIG RESULTS: 

"Always love your tips Kristina! Thanks for doing what you do. Your Bill Payment tracking sheet has changed my life over past couple years."

- Horace, Cents + Order reader

 
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What you do today can improve all your tomorrows.

- Ralph Marston -

MODULE #1: Master Your Mindset

  • Discover what really matters to you
  • Define values that will guide you financially
  • Identify barriers to your success
  • Create your Money Mission Statement

MODULE #2: Get Organized

  • Using a budget binder to manage your day-to-day finances
  • Creating and using a filing system for other documents
  • Determining how long to keep financial documents

MODULE #3: Build a Better Budget

  • Budgeting your income (even when it varies)
  • Budgeting for both fixed and variable expenses
  • Managing budget trouble spots
  • Tracking and evaluating your budget monthly

MODULE #4: Save For Emergencies

  • How much you need to save
  • Tip & tricks to build your emergency fund faster
  • Set a goal and create your Action Plan for savings

MODULE #5: Conquering Debt

  • Identify your current debt situation
  • Discover which debt payoff method is best for you
  • How to manage & track your debt payments
  • Create your Action Plan for debt payoff

BONUS: PRIVATE FACEBOOK COMMUNITY

(A $49 Value!!)

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This private group will be the place for you to ask questions, share ideas, get support and more!

Your classmates are sharing in this journey and are a great resource for accountability. I will also be monitoring the Facebook group and will make sure you get the help you need! 

 

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You were born to win, but to be a winner, you must plan to win, prepare to win, and expect to win.

- Zig Ziglar -

DURING THIS COURSE...

 

YOU WILL LEARN:

  • The purpose, values, and barriers in your financial decision-making.
  • How much to save, whether you're starting from scratch or already have some savings. 
  • The right balance of savings and debt payments for your situation.
  • My favorite tricks to build your savings fast!
  • How to create a budget that you'll want to stick to.
  • The best tips for managing common budgeting issues.
  • Different options for paying off debt and which is best for you.
  • How to create a plan for debt payoff.

YOU WILL CREATE:

✔  A personal money mission statement to guide you in your financial life.

✔  A system to track and manage your finances.

✔  A budget that represents what's important to you.

✔  A savings goal and a plan to reach the goal. 

✔ A debt payoff goal and a plan to reach the goal.

THIS COURSE WILL GIVE YOU:

✔  Confidence to make financial decisions that reflect your priorities.

✔  Flexibility of a budget that leaves room for the fun stuff!

✔  Peace of mind that you can cover life's emergencies.

✔  Freedom from dependence on credit cards. 

 
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Money Boss includes five modules with video lessons, corresponding workbook activities, and an amazing community to support your financial transformation!

 
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Hi, I'm Kristina! 

I'm a total number geek! I worked in the banking industry for over 15 years and I have a bachelor’s degree in finance.

During my time in banking, I watched far too many people struggle with their finances. They worked hard, but could never get ahead financially.

I've been there too.

A few years ago, I was in the same situation. I was part of a two-income household and despite working hard, we never made any progress on debt or savings. 

Something had to change.

With a plan of action and some solid goals, we managed to pay off over $16,000 of debt in under a year!

Life throws curveballs.

In the second half of 2015, my life was turned upside down.

The company I worked for was being bought out and I would lose my job within the next year. My husband left me. Suddenly, I was a single working mom to three kids. With a mortgage payment over my pay grade and a job loss on the horizon.

I had to re-evaluate everything. I had to make goals and plan based on a totally new set of priorities.

Regardless of what your current situation is, you can reach your goals when you are crystal clear on your priorities.

Money Boss might NOT be for you if...

You are not ready to change.

If you want a different outcome for your finances, you have to be willing to make changes. Doing the same thing you are doing now will get you the same results you are getting now.

CHANGE IS HARD. You'll have great support for your financial journey in our Facebook Community. Find an accountability partner if you need the extra motivation to succeed!

Your spouse/partner is not on the same page.

I want you to succeed in reaching your financial goals! A united front is imperative to see the best results from any financial plan. When one partner is not committed to the goals, it will be much harder to make them happen.

You can take this course with your spouse/partner and work through the lessons together! You will only receive one login to access the materials per paid enrollment. Both individuals can join the Facebook Community.

Why this course is different

I truly believe there is no one size fits all approach to managing your personal finances.

  • Maybe you like to use an app to track your finances. Maybe spreadsheets are more your style. Or maybe you like to be traditional and stick with paper and pencil for your budget. 
  • Maybe you want to pay off every cent of debt, including your mortgage. Or maybe you just want to pay off your credit cards.
  • Maybe you want just a small emergency fund. Or maybe a 3-6 month emergency fund helps you sleep at night.

All of these options are totally okay if they are in line with your priorities!

Rules and guidelines are great, but if your mindset is in the wrong place, you're going to find yourself struggling to stick with any program.

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The best way to manage your personal finances... 

  • Is to manage them using whatever system and guidelines feel most comfortable to YOU. 

This will look different for everyone, which is why I'm here to help. Plus, you'll get access to the private Facebook Group if you need more people to bounce ideas off of.

 

What happens when you buy during the pre-sale?

  • You can access the Welcome Module of the course.
  • You can join the private Facebook group, where you can meet your classmates right now!
  • On January 23rd, Module 1 will be released. 
  • Each new module will be released weekly.
  • You will then have lifetime access to the course and the community!

 The course includes video lessons, workbooks, and an amazing community to support your journey!

HURRY! THE PRICE GOES UP IN...

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PRE-SALE PRICING: MONEY BOSS will begin on January 23rd.

This special Pre-Sale Price of $77 will increase to $97 at 9pm on January 21st.

 
 
 

FREQUENTLY ASKED QUESTIONS

+ When does the course begin?

You'll get access to the Welcome Module and private Facebook Group right away. Money Boss officially begins January 23rd with the release of Module 1.

+ What is the format of the course? How will content be delivered?

Money Boss is primarily video lessons. If video is not your speed, there's also a PDF download of the transcript.

In addition, each module includes a workbook so you can implement what you are learning.

+ How long do I have access to the course?

How does lifetime access sound? Money Boss won't always be available at this price. When you buy now, you'll also get any future updates!

+ Can I take this course with my partner/spouse?

ABSOLUTELY! If you are in a relationship, I highly recommend working through the lessons together. Both partners can access the Facebook community. Please note: you will only receive one login to access the materials per paid enrollment.

+ What if I live paycheck to paycheck?

Money Boss is designed for individuals that have some income left over after bills, but are not making progress on goals due to improper planning or poor spending habits. This course does not cover paycheck to paycheck budgeting methods.

If you are struggling financially, but are confident you can make changes to increase your bottom line, then I encourage you to join!

+ Shouldn't I just put this money toward paying down my debt?

Be honest with yourself. If it was that simple, you would have already done it.

Invest in yourself. By putting money on yourself, you'll be committed to your financial success. You need to plan for the life you want and I'll help you create that plan.

+ I can't take the course right now, can I sign up later?

This is the lowest price the course will ever be, so enroll now for the best deal! You can complete the lessons as your schedule allows; the course is self-paced. While I am currently accepting enrollments, I may close the doors from time to time to make updates to the course.

+ What is the refund policy?

I want you to be 100% satisfied with your course purchase. If you feel Money Boss is not the right fit for you, you may request a full refund up to 14 days after the first module is released. After February 8th, no refunds will be given.

+ Still have a question?

Feel free to email me at kristina@centsandorder.com and I'll get back to you right away!